Tag Archives | Product Development

Taxing times for all!

At a recent structured products conference I spoke at, John Redwood, the former Conservative Government minister who was speaking about ETFs, expressed surprise at how much attendees talked about tax! I was not surprised, it makes perfect sense that products designed to meet the needs of private investors should take into account tax. Some individuals […]

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Are platforms ready to meet client needs under RDR?

As we approach the birth of RDR, independent advisers are preparing for a world where they will be required to offer a wide universe of solutions for their clients including structured investments.. I read with interest Defaqto’s recently published white paper called “Inside Structured Products”. Defaqto worked closely on the study with Investec and it […]

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Beware of steep slopes: The return of structures with leveraged downside.

A lot of water has passed under the bridge since the “Precipice Bond” scandal of nearly a decade ago and the UK structured investments industry has moved on. However, structures with leveraged downside have begun to creep back into overseas markets! http://www.structuredretailproducts.com/blog-story/15513/beware-of-steep-slopes-the-return-of-structures-with-leveraged-downside

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Advisers need more cash solutions!

A survey from Investec, reported in Financial News, has revealed that advisers need more cash products. Over the last five years, cash deposits and money market funds have benefitted from periods of market volatility. This is understandable, as these assets offer protection of capital (subject to credit worthiness and/or deposit protection schemes) and some income, […]

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FSA Review – poses more questions?

Identifying your target clients and designing solutions to their problems/needs does not sound like rocket science. Nor does having a robust process for testing and bringing them to market and ensuring they do what it says on the tin. Yet the FSA take the view in the final guidance on Retail Product Development and Governance* […]

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Structured product use set to grow in 2012

Research carried out by Money Management and due to be published in the June edition, showed that advisers expect clients to put more money in structured investments products in the next 12 months. FT Adviser reported that almost a third of respondents said they don’t intend to use the products over the coming year. However, […]

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