About Philip

Philip Bastiman is founder and Managing Director of Structured Investment Solutions. He has over 21 years experience of structured investments gained in investment banking, private banking and asset management.
Author Archive | Philip

Nisa boost for structured deposits and investments

The recent UK Budget increase in the maximum annual contribution to tax efficient New Individual Savings Accounts (Nisa) to £15,000 should be good for investors in structured deposits and investments. Last week, Skandia announced that they are adding a cash Isa to their platform and increasing the rate they pay on cash deposits. These changes […]

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Can the LSE deliver more for structured investors?

Historically, the leading retail structured investment markets have been Germany and Switzerland where they benefit from listing on innovative local exchanges. The London Stock Exchange (LSE) has listed structured investments and covered warrants for a number of years now, but how does it compare with overseas competitors? Structures have been listed on exchanges internationally since […]

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Industry benchmark required!

In my last blog I called for more performance data, which will still be welcome. However, to make structured investments truly comparable, an industry benchmark is needed. The recently published principles from the European Securities and Markets Authority (Esma) and the European Banking Authority (EBA) on benchmarks will lead to greater scrutiny but the increase […]

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More performance data please!

I was pleased to see Gary Dale (Is there any value in structured products?) publishing performance numbers for his firm’s structured deposits and investments on this web site last week, especially as the numbers demonstrated positive returns, both in absolute and relative terms to deposit rates. One of the long held criticisms of structured investments […]

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Are traditional funds opaque too?

I was pleased to read that Bill McQuaker, head of multi-asset funds at Henderson Global Investors was quoted by FTAdviser.com as saying that the criticism aimed at structured investments is unfair, especially given that traditional funds hold them without the same level of scrutiny as our industry. Mr McQuaker commented that “one of the key elements, […]

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The balance between the search for yield and risk appetite

It is common knowledge that low interest rates and the availability of government funds to banks have hit savers hard. During a period when people who were worried about volatile markets placed their faith in cash, they have been disappointed by deposit rates. The consensus is that low rates are here to stay for a […]

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